Stellar XLM
Stellar (XLM) was trading at $0.1895, ranked #18 by market cap at $6.48B, with 24h volume of $168.92M.
Data snapshot: 2026-07-22 18:00 UTC.
Stellar is a payments-focused blockchain launched in 2014 by Jed McCaleb (a Ripple co-founder) designed for fast, cheap cross-border transfers and the issuance of tokenized assets like stablecoins. Its built-in decentralized exchange lets any asset on the network trade against any other, and it's used by payment providers and fintechs to move value between currencies. Stellar is built for issuing and exchanging assets — currency tokens, remittances, tokenised deposits — with a built-in order book and very low fees, rather than for general-purpose contracts, although it has added smart-contract support. Its consensus uses quorum slices, where each node chooses whom to trust, rather than mining or staking for block rewards. The project's work has concentrated on cross-border payments and financial inclusion partnerships. On this map XLM behaves like a large payments-focused altcoin: it moves with the market but its own news flow tends to be about corridors and integrations rather than about on-chain speculation.
What is Stellar used for?
Issuing assets and settling payments, especially cross-border transfers and remittances, with a built-in decentralised exchange for converting between issued assets.
How does Stellar reach consensus?
Through a federated Byzantine agreement design in which each node picks the sets of nodes it trusts. There is no mining and no block reward.
What is XLM used for?
It pays the network's small transaction fees, meets minimum account balance requirements, and acts as a bridge asset between issued tokens.
Is Stellar similar to XRP?
They overlap in purpose — fast, cheap value transfer and asset issuance — and share an origin in the same early design lineage, but they are separate networks with different consensus mechanisms and different ecosystems.
Market cap decides how big a bubble is drawn, so rank is what places XLM on the map relative to the rest of its sector.
| Rank | Coin | Market cap |
|---|---|---|
| #8 | TRON (TRX) | $31.20B |
| #17 | Canton (CC) | $4.89B |
| #18 | Stellar (XLM) | $6.48B |
| #20 | Cardano (ADA) | $6.26B |
| #21 | Bitcoin Cash (BCH) | $4.45B |
